Please select your home edition
Edition
RYA Membership

Beware scammers when you are buying a boat

by Magnus Smith 8 Jul 2020 17:03 BST
Be aware of scammers' tricks before buying an unseen boat online © Magnus Smith

It is a sad fact that the secondhand boat market is still prone to dodgy-dealing and cunning rip-offs. Some buyers are still falling foul of ruses that are over 30 years old, which can make it seem even more painful. Old hands looking for their tenth craft, as well as those new to the sport and buying their first boat, all need to be aware that sharks infest these waters.

The following guidelines will hopefully help most buyers stay safe and avoid fraud, but may not cover every possible situation.

1. Always speak to a human

When you are conversing only by email, the seller can easily conceal his location. By dialling a local number and having a spoken chat you are drastically cutting down on the chances of being hoodwinked. You immediately find out if the seller is fluent in your language, and recognises technical questions on boating topics. Should your enquiry about mast height or engine horsepower confuse the seller, this would be a red flag. Beware those who claim to be selling for a friend (or deceased spouse) in order to evade such questions. Finally, you can always Google a phone number to see if it shows up as being used to scam someone else, or appears in a legitimate place elsewhere online. Never accept that a buyer's number needs to be withheld for some reason. Do not call premium rate numbers!

The classified adverts in YachtsandYachting.com attempt to enforce this first basic guideline by sharing only phone numbers. We conceal email addresses from buyers, to reduce the number of half-hearted enquiries from people who are unlikely to commit to buying, but it also goes some way to enforce a genuine conversation between two real people.

2. Look at the boat with your own eyes

If you haven't seen the boat, it may not even exist. Photos can be faked. Photos can be copied from old adverts and re-used. To purchase in this manner makes it very difficult to stay safe. You are in the other party's hands, and there is no real way to know if they can be trusted.

The tech-savvy may try a "reverse Google Image search" to see if someone else used the same photo elsewhere in the past. Likewise the wording of the advert you're reading may have been copied by a scammer harvesting classified adverts from another website, so Googling those phrases may turn up curious results.

3. Pay with cash or your own bank's transfer method

One of the biggest warning signs is when the other party asks for transfer of money by Western Union, which is a legitimate transfer service that has become the go-to solution for scammers for three decades now. If you want to buy a boat from a normal hard-working resident of your own country, what possible reason could there be for him to not want to use a simple bank transfer, which is easy to set up with online banking? Any deviation from this is suspicious. Scammers will have a plethora of stories ready to explain away such odd behaviour. Do not pay by Western Union!

PayPal is a wonderful way to transfer money simply by using email addresses rather than proper account numbers and sort codes... but is prone to a special type of scam, so do not enter into this without careful thought. Making the PayPal transaction before you actually get your hands on the boat leaves you totally scuppered if it never arrives; you cannot reverse the funds as easily as the other party suggests.

4. Pay the amount the boat costs, not more or less

When there is any hint of overpaying or underpaying (perhaps for delivery costs or an agent's fees) and then paying back the excess/shortfall in another method, this should be seen as a red flag. This often goes hand-in-hand with making strange arrangements for delivery, perhaps with a fictional 'friend' who will give you the excess money back in some way, or want paying for delivery. As soon as you hear "my shipping company will make the arrangements" alarm bells should ring!

If the worst happens

If you are the victim of a scam, please don't keep it quiet, no matter how much it hurts to admit you were taken in. Immediately tell your bank or credit card provider and also report the case to www.actionfraud.police.uk if you are a UK resident (other countries may have a similar cyber-crime arm of their law enforcement agency).

Please tell the rest of the world too, via a relevant online forum (or two or three) because the more general awareness is raised, the less people suffer. There may even be someone who can offer a crucial bit of information to assist your case.

Many of us remember our first boat being a secondhand, but joyous, introduction to the sport we love. Let's hope that all of boating's future participants have a happy transition into their new life afloat.

Related Articles

Jazz Turner completes Project FEAR
Drama right to the end in her non-stop, solo, unassisted navigation of the British Isles Jazz Turner has completed Project FEAR, her non-stop, solo, unassisted navigation of the British Isles in her Albin 27 yacht. A flotilla of supporters met her in Seaford Bay, which grew and grew the closer they came to Brighton Marina. Posted today at 5:39 am
Project FEAR is in the final few days
Charity circumnavigation almost over, in record time, with a record total raised Jazz Turner is expected to reach home (Brighton Marina) on Monday 30th June or Tuesday 1st July. She has sailed round the British Isles - all round Ireland and the Shetland Islands - without any assistance in 27 days so far. Posted on 28 Jun
Funding for clubs transforms sailing opportunities
During the latest RYA Participation Webinar we heard from UK clubs about their experiences During the latest RYA Participation Webinar we heard from a range of UK clubs, walking through their case studies, and then heard from experts in finance who talked us through the opportunities and pitfalls of acquiring funds. Posted on 26 Jun
A brief history of marine instrument networks
Hugh Agnew has been involved since the outset, and continues to develop at the cutting edge One man who has been involved since the outset, and continues to develop at the cutting edge, is Hugh Agnew, the Cambridge-educated mathematician who is one of the founders of A+T Instruments in Lymington, so I spoke to him to find out more... Posted on 25 Jun
Project FEAR turns southwards
Charity circumnavigation progress report from the Shetland Islands Last month I didn't even know that Muckle Flugga existed. Yet today, the very name of the island brought tears of emotion to my eyes, as I heard Jazz Turner scream it out in victory, in a video she took when passing the lighthouse. Posted on 22 Jun
The Big Bash
Every summer the tournament rolls into town. A short format of the game. Fun and excitement abound. Every summer the tournament rolls into town. Local and international players. A short format of the game, run over a relatively compact six-week season. Posted on 15 Jun
The oldest video footage of Kiel Week
A look back into our video archive at the Kieler Woche of the 60s and early 70s In our series of articles looking back in time through our video archive, we visit Germany. Kiel Week is been a crucial event on the world circuit, and here we look back at the Kieler Woche of the 60s and early 70s. Posted on 15 Jun
Jazz Turner's fundraising target is smashed
Already £30k raised for Sailability, so it's time to up the ante Jazz Turner has now passed the northern-most tip of Ireland and is on her way to the Shetland Islands, and at the same time her fundraising total of £30,000 has been smashed! Posted on 15 Jun
The X-Yachts Gold Cup Experience
A celebration of sailing, of X-Yachts and, most importantly of all, people Having just returned from Haderslev, Denmark - which is the home of X-Yachts and played host to the X-Yachts Gold Cup 2025 - I was left wondering if this was a racing event, a rally or a social celebration amongst close friends. Posted on 10 Jun
Jazz Turner is now nearing Ireland
Fundraising circumnavigation almost hits the £30k target after just 8 days afloat As at the 10th June Jazz is 8 days out from Brighton, and starting to near Ireland. Jazz had hoped to be further along than this, but the winds have been forcing her to stay close-hauled ever since she started. Posted on 10 Jun