Health Insurance while racing abroad

   My thoughts are with youth sailor Tess Lloyd and her family following her accident this week. She's clearly receiving fantastic care, but this does beg the question of who foots the bill for the care when accidents like this happen abroad. I tried looking into this when racing in Oz a couple of years ago and decided that I'd have to 'wing it' as things are far from clear. Normal travel insurance has some level of cover when "boating" abroad, but I don't think that this extends to racing your own dinghy. I believe that there are also limits on distances from the shore etc. Normal boat insurance may cover third party injuries but wouldn't cover me hurting myself. As I'm heading out to Florida later this year for the Contender World Championships, it would be nice to get something properly sorted out.
What do others do?  Can someone from the insurance world give any guidance?

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Bender Send Private Message Find Member's Posts Visit Member's Homepage Newbie Joined: 06 Dec 05 Location: United Kingdom Online Status: Offline Posts: 27	Post Options Post Reply Quote Bender Report Post Quote Reply Topic: Health Insurance while racing abroad Posted: 14 Jan 12 at 9:47am
	My thoughts are with youth sailor Tess Lloyd and her family following her accident this week. She's clearly receiving fantastic care, but this does beg the question of who foots the bill for the care when accidents like this happen abroad. I tried looking into this when racing in Oz a couple of years ago and decided that I'd have to 'wing it' as things are far from clear. Normal travel insurance has some level of cover when "boating" abroad, but I don't think that this extends to racing your own dinghy. I believe that there are also limits on distances from the shore etc. Normal boat insurance may cover third party injuries but wouldn't cover me hurting myself. As I'm heading out to Florida later this year for the Contender World Championships, it would be nice to get something properly sorted out. What do others do? Can someone from the insurance world give any guidance?

JohnW Send Private Message Find Member's Posts Really should get out more Joined: 17 Jul 07 Location: United Kingdom Online Status: Offline Posts: 552	Post Options Post Reply Quote JohnW Report Post Quote Reply Posted: 14 Jan 12 at 10:39am
	I sailed a championships in the US a couple of years ago and had similar concerns. However there are quite a few companies that offer sports activities covers and of these many offer cover while racing (but not all). I used http://www.sportscoverdirect.com for the US (recommended by Noble marine http://www.noblemarine.co.uk/travelinsurance.php3 ) I have also had a Ski Club of policy for European cover. http://www.skiclubinsurance.co.uk

bert Send Private Message Find Member's Posts Really should get out more Joined: 23 Apr 05 Location: norwich usually Online Status: Offline Posts: 584	Post Options Post Reply Quote bert Report Post Quote Reply Posted: 14 Jan 12 at 9:23pm
	have a word with Bupa
	Phantom 1181 AC-227 IC 304 blaze / halo 586

Ian29937 Send Private Message Find Member's Posts Far too distracted from work Joined: 25 May 05 Online Status: Offline Posts: 409	Post Options Post Reply Quote Ian29937 Report Post Quote Reply Posted: 14 Jan 12 at 11:55pm
	Dogtag Sports+ cover http://www.dogtag.co.uk/sports.aspx

gordon Send Private Message Find Member's Posts Really should get out more Joined: 07 Sep 04 Online Status: Offline Posts: 1037	Post Options Post Reply Quote gordon Report Post Quote Reply Posted: 15 Jan 12 at 10:10am
	I know of several international race officers who have joined the French Sailing Federation as this enables them to get cheap cover for all sailing activities (including driving jury boats) worldwide. This may be the cheapest solution - vive l'Europe Gordon
	Gordon

Noble Marine Send Private Message Find Member's Posts Visit Member's Homepage Posting king Joined: 09 May 05 Location: Newark, Nottinghamshire Online Status: Offline Posts: 126	Post Options Post Reply Quote Noble Marine Report Post Quote Reply Posted: 16 Jan 12 at 8:59am
	Noble Marine don't offer Travel Insurance, but we have always pointed our clients towards Sportscover Direct. Their policy does cover injury sustained while sailing offshore and also while dinghy racing.
	Boat Insurance from Noble Marine Noble Marine on Facebook.

gordon Send Private Message Find Member's Posts Really should get out more Joined: 07 Sep 04 Online Status: Offline Posts: 1037	Post Options Post Reply Quote gordon Report Post Quote Reply Posted: 16 Jan 12 at 9:09am
	Does it cover race officials driving motor boats in the course of their official duties? Gordon
	Gordon