Insurance: Health Insurance while racing abroad

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Health Insurance while racing abroad

Printed From: Yachts and Yachting Online
Category: General
Forum Name: Insurance
Forum Discription: Questions and answers related to this topic
URL: http://www.yachtsandyachting.com/forum/forum_posts.asp?TID=8921
Printed Date: 27 Jun 25 at 7:00am
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Topic: Health Insurance while racing abroad

Posted By: Bender
Subject: Health Insurance while racing abroad
Date Posted: 14 Jan 12 at 9:47am

My thoughts are with youth sailor Tess Lloyd and her family following her accident this week. She's clearly receiving fantastic care, but this does beg the question of who foots the bill for the care when accidents like this happen abroad.

I tried looking into this when racing in Oz a couple of years ago and decided that I'd have to 'wing it' as things are far from clear. Normal travel insurance has some level of cover when "boating" abroad, but I don't think that this extends to racing your own dinghy. I believe that there are also limits on distances from the shore etc. Normal boat insurance may cover third party injuries but wouldn't cover me hurting myself. As I'm heading out to Florida later this year for the Contender World Championships, it would be nice to get something properly sorted out.

What do others do? Can someone from the insurance world give any guidance?

Replies:

Posted By: JohnW
Date Posted: 14 Jan 12 at 10:39am

I sailed a championships in the US a couple of years ago and had similar concerns. However there are quite a few companies that offer sports activities covers and of these many offer cover while racing (but not all).

I used

http://www.sportscoverdirect.com%20 - http://www.sportscoverdirect.com

for the US (recommended by Noble marine http://www.noblemarine.co.uk/travelinsurance.php3 - http://www.noblemarine.co.uk/travelinsurance.php3 )

I have also had a Ski Club of policy for European cover.

http://www.skiclubinsurance.co.uk/ - http://www.skiclubinsurance.co.uk

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Posted By: bert
Date Posted: 14 Jan 12 at 9:23pm

have a word with Bupa

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Phantom 1181
AC-227 IC 304
blaze / halo 586

Posted By: Ian29937
Date Posted: 14 Jan 12 at 11:55pm

Dogtag Sports+ cover

http://www.dogtag.co.uk/sports.aspx - http://www.dogtag.co.uk/sports.aspx

Posted By: gordon
Date Posted: 15 Jan 12 at 10:10am

I know of several international race officers who have joined the French Sailing Federation as this enables them to get cheap cover for all sailing activities (including driving jury boats) worldwide.

This may be the cheapest solution - vive l'Europe

Gordon

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Gordon

Posted By: Noble Marine
Date Posted: 16 Jan 12 at 8:59am

Noble Marine don't offer Travel Insurance, but we have always pointed our clients towards http://www.noblemarine.co.uk/travelinsurance.php3 - Sportscover Direct .

Their policy does cover injury sustained while sailing offshore and also while dinghy racing.

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http://www.noblemarine.co.uk" rel="nofollow - Boat Insurance from Noble Marine

http://www.facebook.com/noblemarine" rel="nofollow - Noble Marine on Facebook .

Posted By: gordon
Date Posted: 16 Jan 12 at 9:09am

Does it cover race officials driving motor boats in the course of their official duties?

Gordon

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Gordon