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How many insurance claims?

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Poll Question: How often do you make an insurance claim?
Poll Choice Votes Poll Statistics
0 [0.00%]
1 [2.86%]
13 [37.14%]
16 [45.71%]
5 [14.29%]
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Guests View Drop Down
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Post Options Post Options   Quote Guests Quote  Post ReplyReply Direct Link To This Post Topic: How many insurance claims?
    Posted: 05 Apr 18 at 9:07am
Just curious how often people claim and what for.
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Gordon 1430 View Drop Down
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Joined: 27 Jun 17
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Post Options Post Options   Quote Gordon 1430 Quote  Post ReplyReply Direct Link To This Post Posted: 05 Apr 18 at 10:54am
In the past I have had to claim for 2 505 masts in a month which was not good.
A couple of damage caused by Port and starboard incidents. I think total  its probably 5 claims in 40  years racing so don't think I would be classed as high risk.
Gordon
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iGRF View Drop Down
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Really should get out more
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Joined: 07 Mar 11
Location: Hythe
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Post Options Post Options   Quote iGRF Quote  Post ReplyReply Direct Link To This Post Posted: 05 Apr 18 at 11:09am
Don't think I've ever claimed, I only get cover for racing and third party liability, there's always an excess and I could never be asked to go through all the bureaucracy knowing they'll probably refuse the claim anyway, i don't have a particularly high opinion of the Insurance Industry.
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zeon View Drop Down
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Post Options Post Options   Quote zeon Quote  Post ReplyReply Direct Link To This Post Posted: 05 Apr 18 at 12:31pm
I have claimed 2 in 30 years. Both were settled quickly and in full. One was with Noble and the other was with Newton crum. 
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drifter View Drop Down
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Post Options Post Options   Quote drifter Quote  Post ReplyReply Direct Link To This Post Posted: 12 Apr 18 at 8:01pm
Normally it's for holes in plywood boats. Last claim was for my boat I'd lent to someone else, and they nearly sank an Enterprise. Nobles were very good.
Stewart
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Rupert View Drop Down
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Post Options Post Options   Quote Rupert Quote  Post ReplyReply Direct Link To This Post Posted: 12 Apr 18 at 8:43pm
Once, for a bent mast after a whopping capsize.
Firefly 2324, Puffin 229, Minisail 3446 Mirror 70686
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boatshed View Drop Down
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Post Options Post Options   Quote boatshed Quote  Post ReplyReply Direct Link To This Post Posted: 13 Apr 18 at 9:40am
2 broken Lark masts and a broken B14 mast (sheared off the the tenon on the mast's bottom cat alloy fitting).  Other than that, no other claims that I have made no others made on my insurance.   Pretty low risk since the late 1970s!
Steve
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