Dinghy development: How many insurance claims?

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How many insurance claims?

Printed From: Yachts and Yachting Online
Category: Dinghy classes
Forum Name: Dinghy development
Forum Discription: The latest moves in the dinghy market
URL: http://www.yachtsandyachting.com/forum/forum_posts.asp?TID=13032
Printed Date: 13 Jul 25 at 4:07am
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Topic: How many insurance claims?

Posted By: Guests
Subject: How many insurance claims?
Date Posted: 05 Apr 18 at 9:07am

Just curious how often people claim and what for.

Replies:

Posted By: Gordon 1430
Date Posted: 05 Apr 18 at 10:54am

In the past I have had to claim for 2 505 masts in a month which was not good.

A couple of damage caused by Port and starboard incidents. I think total its probably 5 claims in 40 years racing so don't think I would be classed as high risk.

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Gordon
Phantom 1430

Posted By: iGRF
Date Posted: 05 Apr 18 at 11:09am

Don't think I've ever claimed, I only get cover for racing and third party liability, there's always an excess and I could never be asked to go through all the bureaucracy knowing they'll probably refuse the claim anyway, i don't have a particularly high opinion of the Insurance Industry.

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Posted By: zeon
Date Posted: 05 Apr 18 at 12:31pm

I have claimed 2 in 30 years. Both were settled quickly and in full. One was with Noble and the other was with Newton crum.

Posted By: drifter
Date Posted: 12 Apr 18 at 8:01pm

Normally it's for holes in plywood boats. Last claim was for my boat I'd lent to someone else, and they nearly sank an Enterprise. Nobles were very good.

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Stewart

Posted By: Rupert
Date Posted: 12 Apr 18 at 8:43pm

Once, for a bent mast after a whopping capsize.

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Firefly 2324, Puffin 229, Minisail 3446 Mirror 70686

Posted By: boatshed
Date Posted: 13 Apr 18 at 9:40am

2 broken Lark masts and a broken B14 mast (sheared off the the tenon on the mast's bottom cat alloy fitting). Other than that, no other claims that I have made no others made on my insurance. Pretty low risk since the late 1970s!

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Steve