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What's the normal procedure for a bent mast?
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iGRF View Drop Down
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Posts: 6499 		Post Options Post Options   Quote iGRF Quote  Post ReplyReply Direct Link To This Post Topic: What's the normal procedure for a bent mast?
    Posted: 13 Mar 19 at 12:30pm
Had horrendous gusts of wind over the weekend, most that have ever been witnessed at the lake, including waterspouts and spray mist so dense it looked like fog.

The boat adjacent to mine wasn't quite as securely tied down and crashed into mine which in turn had the domino effect of upending it, this eventually resulted in the mast bending then the entire rig crashing.

So, I'm wondering is the procedure to try and get the mast straightened ,if so who by, or is it an insurance replacement item, I've never claimed on a dinghy insurance so far, so wondering if anyone has had a similar occurrence and what my expectations should be.

Edited by iGRF - 13 Mar 19 at 12:40pm
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Noah View Drop Down
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Posts: 611 		Post Options Post Options   Quote Noah Quote  Post ReplyReply Direct Link To This Post Posted: 13 Mar 19 at 12:37pm
Shame that you have suffered damage.

Ally masts are usually toast once bent - even if it's a 'soft' bend rather than a kink. In theory they can be corrected but apparently tend to soften in the affected area and just bend gain. It sounds to me as if a claim on your neighbour's insurance is in order. Failing that, masts are a regular claim item. I've been though several - usually through unsuccessfully attempting to plough the sea bed. You will probably need all the standing rigging replaced too, rather than transferring it. 
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iGRF View Drop Down
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Posts: 6499 		Post Options Post Options   Quote iGRF Quote  Post ReplyReply Direct Link To This Post Posted: 13 Mar 19 at 12:43pm
Thanks Nick, I don't even know who the owner of the adjacent boat is, I think he's a new member, we had to resecure his Solo elsewhere off it's road trailer.
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423zero View Drop Down
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Posts: 3420 		Post Options Post Options   Quote 423zero Quote  Post ReplyReply Direct Link To This Post Posted: 13 Mar 19 at 1:03pm
Definitely 3rd party, let's hope he's insured! Your own insurance could refuse to pay.
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Posts: 750 		Post Options Post Options   Quote H2 Quote  Post ReplyReply Direct Link To This Post Posted: 13 Mar 19 at 1:18pm
Sorry your boat got damaged iGRF, its a pain when others do not secure their kit. I went sailing on Sunday in my H2 - gusts well into the mid 30s and spray coming up off the lake. It was great fun hooning around until it was time to come in. Did not fancy coming into the shore on a broad reach so pulled the sail down and came in on the mast - still had to hike just with the mast up!!

Sometimes I reckon its safer to go sailing - is my point - than leave your boat in the park for others to trash.
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Posts: 3400 		Post Options Post Options   Quote Sam.Spoons Quote  Post ReplyReply Direct Link To This Post Posted: 13 Mar 19 at 1:53pm
Kinked and it's toast, bent can be straightened and it should actually make it slightly harder due to 'work hardening' of the ally, not sure you'd notice though. However it is difficult to get them exactly straight again so, as you race, I'd claim on the insurance (their's or failing that, your's), my insurers replace my Spice mast without question a few years ago, and new for old........
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Posts: 3048 		Post Options Post Options   Quote jeffers Quote  Post ReplyReply Direct Link To This Post Posted: 13 Mar 19 at 2:57pm
Insurance job mate. The club should (hopefully) have a record of the owner and insist any boats stored on club grounds are insured.
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Posts: 189 		Post Options Post Options   Quote Fatboi Quote  Post ReplyReply Direct Link To This Post Posted: 13 Mar 19 at 3:52pm
You need to be careful, boats are usually not insured if not tied down!

From my insurance doc:  

You have agreed: 
• is based in the United Kingdom. 
•  will be securely tied down to the ground whilst left in a dinghy park 
•  will be maintained in a proper state of repair and seaworthiness, and in the case of trailers, roadworthiness, and that you will exercise due care and diligence in safeguarding your boat and property. 


Edited by Fatboi - 13 Mar 19 at 3:57pm
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Posts: 611 		Post Options Post Options   Quote Noah Quote  Post ReplyReply Direct Link To This Post Posted: 13 Mar 19 at 4:20pm
Originally posted by 423zero

Definitely 3rd party, let's hope he's insured! Your own insurance could refuse to pay.

I think and hope that's unlikely. If the adjacent boat were not insured or the owner cannot be found, then even though the loss was not Graeme's fault his insurers should stump up. This is akin to vehicle damage from unknown assailant in a car park.
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Posts: 3048 		Post Options Post Options   Quote jeffers Quote  Post ReplyReply Direct Link To This Post Posted: 13 Mar 19 at 4:44pm
Most comprehensive dinghy insurance covers all risks so if the other boat isnt insured you will still be OK. Then it is down to the ins co. to go after the owner to recover their loss.

People wonder why I check my boat park neighbours are secured regularly....
Paul
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