Edition
Boats for sale
| Laser 140101 Tynemouth |
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| Rossiter Pintail Mortagne sur Gironde, near Bordeaux |
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| Laser 28 - Excellent example of this great design Hamble le rice |
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List classes of boat for sale |
Insurance. |
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Neptune 
Really should get out more 
Joined: 08 Jun 09 Location: Berkshire United Kingdom Online Status: Offline Posts: 1314 |
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 Topic: Insurance.Posted: 14 Feb 13 at 10:26pm |
Lasers will T-bone anything, they don't discriminate ;-) |
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Musto Skiff and Solo sailor
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tick
Far too distracted from work 
Joined: 16 Nov 12 Online Status: Offline Posts: 223 |
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Posted: 14 Feb 13 at 11:09pm |
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Torque mateys, torque. Once my Solo got going it would destroy anything that got in its way.
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gordon1277
Really should get out more
Joined: 24 Mar 10 Location: United Kingdom Online Status: Offline Posts: 665 |
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Posted: 15 Feb 13 at 8:31am |
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Gjw for my Phantom under £100, Noble Marine £240 approx.
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Gordon
Lossc |
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craiggo
Really should get out more
Joined: 01 Apr 04 Location: United Kingdom Online Status: Offline Posts: 1810 |
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Posted: 15 Feb 13 at 9:00am |
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600 premium was high due to a lot of breakages of Angel masts but also a lot of newbs to the class did a lot of silly things while learning to sail the boat. The racing on the circuit was also extremely close and competitive resulting in many incidents that led to holes in boats and torn sails. I used to pay around £200 on the 600. The 49er premium was £400 ish but then that included the fact I'd destroyed a 600 mast and then a 49 er topmost. 700 premium is currently £ 220ish and in 7years I've never claimed. Graduate premium is about £25.
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pondmonkey
Really should get out more
Joined: 12 Aug 11 Online Status: Offline Posts: 2202 |
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Posted: 15 Feb 13 at 9:05am |
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You haven't properly sailed a 600 until you've broken a mast
 It's the only mast I've snapped, excluding two Laser masts, they don't count.
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olly_love
Really should get out more
Joined: 18 Jan 05 Location: United Kingdom Online Status: Offline Posts: 1145 |
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Posted: 15 Feb 13 at 9:14am |
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The EPS has a carbon rig tho, which has a higher replacement value,
i was amazed or 28fter with full new for old racing cover and offshore is only £240 for the year, inc the trailer, thats about 15ks worth of cover |
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TWO FRANK-Hunter Impala
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G.R.F.
Really should get out more
Joined: 10 Aug 08 Location: United Kingdom Online Status: Offline Posts: 4028 |
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Posted: 15 Feb 13 at 9:24am |
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Well my guess, Saga haven't had experience of the likes of you mast breaking muppets so the premiums might be low. You can imagine some executive has gone 'oh lots of sailors are old, they must be like old car drivers, sensible wont crash or anything why don't we enter that market..'
Ha they haven't met you lot have they..
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RS400atC
Really should get out more
Joined: 04 Dec 08 Online Status: Offline Posts: 3011 |
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Posted: 15 Feb 13 at 1:56pm |
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Some companies are better than others in terms of what they offer if you have a poor claims history.
Others are cheap if you have a good no claims history. Personally I am happy to look for a policy with a higher excess, as some things a lot of people would claim for I would just buy secondhand or get repaired. Mostly sailing with my wife I don't tend to break much, we tend to avoid the carnage of very windy days. |
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Rockhopper
Really should get out more
Joined: 16 Nov 07 Location: Eastry Online Status: Offline Posts: 642 |
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Posted: 15 Feb 13 at 6:33pm |
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When i changed from the 300 to the 2000 the insurance company gave me £50 back a result really
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Retired now after 35 seasons in a row and time for a rest.
2004 national champ Laser5000 2007,2010,National Champ Rs Vareo |
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Caveman
Groupie 
Joined: 17 Sep 11 Location: Kent Online Status: Offline Posts: 64 |
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Posted: 15 Feb 13 at 9:21pm |
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Yesterday, P & B returned my two year old Winder Solo. It had been with them for three weeks for a repair to a nine inch wide hole caused by an errant Laser. The boat looks as good as new again. The cost of the repair was substantial - about £800 plus door to door pick up and delivery arranged by P & B (Kent to Northampton).
Once the photo of the damage was taken, I was pretty much able to leave everything to Noble Marine and P & B. Noble offer a fantastic service whether the accident was your fault or not. I am sure that the Laser sailor, who is also insured through Noble, would have had much the same experience apart from having to pay a small excess. I understand that the guys who run Noble are keen sailors themselves. I asked them how they can do it given the small premiums we pay and the number of racing incidents there are. It turns out that the answer is glaringly obvious. The vast majority of the UK's sailing dinghies languish unused but still insured in dinghy parks. So at least something good comes out of the currently low participation rate in sail racing! Edited by Caveman - 15 Feb 13 at 9:26pm |
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Enthusiasm>Skill
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