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spiderg
Groupie
Joined: 20 Jul 05 Location: Scotland Online Status: Offline Posts: 54 |
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Topic: insurancePosted: 27 Jul 05 at 4:49pm |
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I have just bought a cheap dinghy and was wondering do I really need insurance either for my own risk or for legal reasons? As a first time owner I don't know what's required or suggested.
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Spiderg
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Noble Marine
Posting king
Joined: 09 May 05 Location: Newark, Nottinghamshire Online Status: Offline Posts: 126 |
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Posted: 27 Jul 05 at 4:34pm |
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Noble Marine would pay for replacement kit if it was stolen, assuming that you had taken reasonable steps to secure the equipment. We would consider reasonable steps to include
It is difficult to answer whether you should claim from the car, house or boat insurance, as all policies have different levels of cover and exclusions. For instance, some house or car policies may exclude sports equipment or may exclude items which are covered by a second policy. All I can say, is that the equipment would be covered by a comprehensive policy from Noble Marine, assuming you had taken steps to secure the equipment (as above). |
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headfry
Far too distracted from work
Joined: 15 Jul 04 Location: United Kingdom Online Status: Offline Posts: 359 |
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Posted: 27 Jul 05 at 4:09pm |
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what happens if your sails etc are in your car and your car is either
stollen or your kit taken from your car? do you claim from car ins or
boat!
What if camping and sails etc taken from pitch! |
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Noble Marine
Posting king
Joined: 09 May 05 Location: Newark, Nottinghamshire Online Status: Offline Posts: 126 |
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Posted: 27 Jul 05 at 3:57pm |
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This is a good example of why you should always check the policy wording carefully as not all policies offer the same level of cover. Have a look at Noble Marine's Guide to Insuring your Dinghy which should explain some common insurance terms and highlight some of the differences between insurance policies. |
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Strawberry
Really should get out more
Joined: 21 Jun 05 Location: United Kingdom Online Status: Offline Posts: 1337 |
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Posted: 27 Jun 05 at 1:00pm |
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Noble do not let you pay monthly. That's why I went with craftinsure.
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Cherub 2649 "Dangerous Strawberry
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49erGBR735HSC
Really should get out more
Joined: 30 Mar 05 Location: United Kingdom Online Status: Offline Posts: 1991 |
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Posted: 12 May 05 at 3:11pm |
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I've complained about the price of my insurance in the past, but in retrospective it's probably fair. I wouldn't change from Noble just because I'm really happy with the service they provide, always are able to sort things out really quickly and all the other companies seem in a league below them.
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Noble Marine
Posting king
Joined: 09 May 05 Location: Newark, Nottinghamshire Online Status: Offline Posts: 126 |
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Posted: 10 May 05 at 8:21pm |
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Mark has built a new forum for Insurance-type-topics. Why not dig the photos out and post them? |
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flat is fast
Posting king
Joined: 09 Mar 05 Online Status: Offline Posts: 115 |
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Posted: 16 Mar 05 at 5:50pm |
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send em in we need to see lol
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no fear
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jamesint505
Groupie
Joined: 18 Feb 05 Location: United Kingdom Online Status: Offline Posts: 75 |
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Posted: 16 Mar 05 at 4:40pm |
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505 7567
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sailor.jon
Far too distracted from work
Joined: 02 Nov 04 Location: United Kingdom Online Status: Offline Posts: 361 |
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Posted: 10 Mar 05 at 9:02pm |
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cheers 4 all ur feed back, ive just insured with nobel marine for my new boat |
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