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spiderg ![]() Groupie ![]() ![]() Joined: 20 Jul 05 Location: Scotland Online Status: Offline Posts: 54 |
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I have just bought a cheap dinghy and was wondering do I really need insurance either for my own risk or for legal reasons? As a first time owner I don't know what's required or suggested.
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Spiderg
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Noble Marine ![]() Posting king ![]() ![]() Joined: 09 May 05 Location: Newark, Nottinghamshire Online Status: Offline Posts: 126 |
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Noble Marine would pay for replacement kit if it was stolen, assuming that you had taken reasonable steps to secure the equipment. We would consider reasonable steps to include
It is difficult to answer whether you should claim from the car, house or boat insurance, as all policies have different levels of cover and exclusions. For instance, some house or car policies may exclude sports equipment or may exclude items which are covered by a second policy. All I can say, is that the equipment would be covered by a comprehensive policy from Noble Marine, assuming you had taken steps to secure the equipment (as above). |
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headfry ![]() Far too distracted from work ![]() ![]() Joined: 15 Jul 04 Location: United Kingdom Online Status: Offline Posts: 359 |
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what happens if your sails etc are in your car and your car is either
stollen or your kit taken from your car? do you claim from car ins or
boat!
What if camping and sails etc taken from pitch! |
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Noble Marine ![]() Posting king ![]() ![]() Joined: 09 May 05 Location: Newark, Nottinghamshire Online Status: Offline Posts: 126 |
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This is a good example of why you should always check the policy wording carefully as not all policies offer the same level of cover. Have a look at Noble Marine's Guide to Insuring your Dinghy which should explain some common insurance terms and highlight some of the differences between insurance policies. |
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Strawberry ![]() Really should get out more ![]() ![]() Joined: 21 Jun 05 Location: United Kingdom Online Status: Offline Posts: 1337 |
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Noble do not let you pay monthly. That's why I went with craftinsure.
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Cherub 2649 "Dangerous Strawberry
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49erGBR735HSC ![]() Really should get out more ![]() ![]() Joined: 30 Mar 05 Location: United Kingdom Online Status: Offline Posts: 1991 |
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I've complained about the price of my insurance in the past, but in retrospective it's probably fair. I wouldn't change from Noble just because I'm really happy with the service they provide, always are able to sort things out really quickly and all the other companies seem in a league below them.
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Noble Marine ![]() Posting king ![]() ![]() Joined: 09 May 05 Location: Newark, Nottinghamshire Online Status: Offline Posts: 126 |
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Mark has built a new forum for Insurance-type-topics. Why not dig the photos out and post them? |
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flat is fast ![]() Posting king ![]() ![]() Joined: 09 Mar 05 Online Status: Offline Posts: 115 |
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send em in we need to see lol
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no fear
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jamesint505 ![]() Groupie ![]() ![]() Joined: 18 Feb 05 Location: United Kingdom Online Status: Offline Posts: 75 |
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505 7567
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sailor.jon ![]() Far too distracted from work ![]() Joined: 02 Nov 04 Location: United Kingdom Online Status: Offline Posts: 361 |
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cheers 4 all ur feed back, ive just insured with nobel marine for my new boat |
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