Insurance claims - straightforward?

I've got told that Craft insure are good when I bought my 600 as its sort of a family run business?! not sure about that last bit but they seem well priced and i haven't had to deal with them yet!! *Touches wood*

Although, Splosh went for Noble as the price wasn't much different to Craft insure (it was about 150 quid different when i tried for my boat ) but has anybody had any experiances with Craft insure? And would it be worth changing over to Noble when my renewal comes around as everybody seems to love Noble at the moment?

Adam

Originally posted by GBR884 ouch!! At least they got to your boat!! We were watching some laser sailing at Farmoor this weekend and the safety cover was appaling............ One of the Lasers death rolled and the guy fell out. The boat went screaming off downwind on its side and flipped a few times, about 4mins after he fell out it crashed into the sides with him still floating somewhere out in the middle. Only then did the rib go out to pick him up and get the boat off the wall (they casually sauntered over to the rib - hardly rushing). If it wasn't for a few members of public it would have been smashed but they reduced the damage by trying to hold it off the rocks. A lot of the 600 sailors that were there will agree that it was awful and didn't exactly fill us with confidence!! Rant over!!

hmm, the safety cover at Oxford (Farmoor) is supposed to be run by members with at least Powerboat level 2 or above, so should be better than at most clubs - at least that's the theory.

I am guessing that this incident took place over lunch time?  The usual arrangement there is that safety cover is only provided during racing, and that at all other times boats provide cover for themselves according to the 'two boat rule' which is common at many clubs.  It has to be said though, that conditions on Sunday were far from typical.

On the one hand you could argue that every sailor going out has to judge for him/herself whether or not they can handle the conditions - clearly the laser sailor over estimated his ability (if you look here you will see that windspeeds reached up to 35mph at Farmoor yesterday lunchtime) - and it could be said that that sailors choosing to go out in such extreme conditions do so at their own risk - they do not have the right to expect safety cover.

On the other hand, it could be argued that during such conditions the safety crew should be prepared to stay on the water and provide cover if there are boats still out sailing.

No doubt there will be many different opinions on this, but I will be passing on this comment to the person in charge of safety cover at OSC and will inform the forum of any reply.

Originally posted by radixon Originally posted by GBR884   We were watching some laser sailing at Farmoor this weekend and the safety cover was appaling............ OT I know but at the weekend it was the Thames Water and Oxford Sailing Club OPEN day, um, now makes you think doesnt it.

Not Really, this was the Sunday and the Open day was the Saturday.

I think it was far from him over estimating his ability, as they had just completed the race and were coping very well. The rib had literally just been moored up when he went over (as the incident was within about 15 mins of the finish) and within 10secs it was obvious that he was never going to catch the drifting boat.

One of the 600 sailors said that if it was his club he would have been furious with them because they had just been on the water and the water wasn't closed to the dinghies (it was closed in the afternoon). In total from the capsize to the rib leaving shore it was atleast 5mins and by this time the boat had been on the wall for quite a while. Its not even as if he capsized a long way from the club, he was just the other side of the tower so everybody on the shore could see it, hence why the public tried to catch the boat.

Edited by GBR884

According to the club website it was open day on Saturday and Sunday, but even so, it was "open" to 600 sailors.

Cheers

At our club we have a notice to say you sail at your own risk and the skipper makes the decision on whether to sail or race. Safety cover is only provided during club organised activities only.

As far as not rescuing the boat goes - tough luck to the boat I say. The safety crews emphasis is to protect life and not property.