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Eurotrax theft (cat tracks)
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JimC View Drop Down
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Posts: 6661 		Post Options Post Options   Quote JimC Quote  Post ReplyReply Direct Link To This Post Topic: Eurotrax theft (cat tracks)
    Posted: 09 Feb 11 at 8:12am
Originally posted by VikiHC

should our insurance agents/brokers have advised us to increase our cover

I bet your renewal notice contained some fine print about making sure that the cover is still adequate...
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nickiv View Drop Down
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Posts: 1 		Post Options Post Options   Quote nickiv Quote  Post ReplyReply Direct Link To This Post Posted: 11 Feb 11 at 8:02pm
Perhaps i am missing the point but i would not expect an insurer/broker to know the new price of a Kat Traks trolley. This is like saying that my home insurer should know the new price of my LCD TV and advise me of that before renwal.
 
The insurer/broker sent you a renewal notice surely it is your responsibility to check that the values are correct.  Do you really expect the insurer/broker to offer renewal to you and than suggest the new cost of certain items. Come on get real. Be it my car, house or boat i make sure that the values on my documentation is correct. I would not expect anyone else to do this and i would also expect that the insure/broker would not want to do this in case those values are incorrect. 
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Webmuppet View Drop Down
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Posts: 534 		Post Options Post Options   Quote Webmuppet Quote  Post ReplyReply Direct Link To This Post Posted: 11 Feb 11 at 10:59pm
Originally posted by nickiv

Perhaps i am missing the point but i would not expect an insurer/broker to know the new price of a Kat Traks trolley. This is like saying that my home insurer should know the new price of my LCD TV and advise me of that before renwal.
 
The insurer/broker sent you a renewal notice surely it is your responsibility to check that the values are correct.  Do you really expect the insurer/broker to offer renewal to you and than suggest the new cost of certain items. Come on get real. Be it my car, house or boat i make sure that the values on my documentation is correct. I would not expect anyone else to do this and i would also expect that the insure/broker would not want to do this in case those values are incorrect. 

I think that I must beg to differ with that point Nick, I use Noble Marine for my boat insurance primarily because they do seem to have a decent understanding of what they are insuring.......yes, I probably could get cheaper insurance but I'd rather pay a few quid more and feel confident that my insurance policy covers any potential losses (including trolley, road-base etc.)

Nigel
I am the milkman of human kindness, I will leave an extra pint (Billy Bragg)

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VikiHC View Drop Down
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Posts: 11 		Post Options Post Options   Quote VikiHC Quote  Post ReplyReply Direct Link To This Post Posted: 12 Feb 11 at 7:34am
I did say it was a point for discussion - perhaps I am old fashioned but I would expect an insurer to be more aware of the cost of replacement especially as when we got the "Eurotrax" we did up our trolley value considerably & probably stated it was a "Cat tracks / Eurotrax". With the house insurance we have listed items over a certain value under that value they will pay out.
Not that we are in the habit of making claims.
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