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Rescue Boat Liability?

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Worthy View Drop Down
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Joined: 07 Dec 05
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Post Options Post Options   Quote Worthy Quote  Post ReplyReply Direct Link To This Post Topic: Rescue Boat Liability?
    Posted: 09 Nov 06 at 5:58pm
Have you ever tried to control a rescue boat in 40 knots and waves at slow speed??

It is nigh on impossible!


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foaminatthedeck View Drop Down
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Post Options Post Options   Quote foaminatthedeck Quote  Post ReplyReply Direct Link To This Post Posted: 09 Nov 06 at 5:53pm

Personaly I only think you have a case if the boat driver was acting negilaty, if he planned at 20 ktns into you boat maybe its ok to claim, if he knocked it at low speed just suck it up, if you sail in 40 kts you have to expect damage, I'm not sure I would provide safty cover in that much wind.

If we start claim on safety boat divers we'll soon lose our safty cover which will have a much greater affect on our insurance that a few claims.

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Jamie600 View Drop Down
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Post Options Post Options   Quote Jamie600 Quote  Post ReplyReply Direct Link To This Post Posted: 09 Nov 06 at 5:45pm

Hi All,

Just wondered if anyone had ever been in an incident with a rescue boat, and sucessfully claimed for damage from the sailing club's insurance?

I had a bit of a swim on Sunday (40 knots so fair enough!) and at my club we have a large dam wall. The rescue boat came in to tow me upwind before I went onto the wall, but in the process got too close and hit my upturned boat.

The rescue boat has an eyebolt on the bow, and the boat actually rode up over my boat, came down and punctured the hull with the eyebolt, and then dug a lovely groove down the hull as it rolled back off.

I've filled in the claim form, and under the section "who do you consider was at fault", I have cited the driver of the rescue boat as he had failed to control his craft correctly. I'd do the same in a car accident if someone hit me.

So far the attitude from both the sailing club and the insurance company has been that they don't like blaming rescue boats, they have a job to do and sometimes boats get damaged in the process, and really I should just claim on my own insurance.

This can't be right surely? It means I loose my excess and no-claims bonus, and my policy gets loaded next year, because someone hit me????

Has anyone else come across this situation before?

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