Cashless clubs

Everything gets put on account and then you get a 20% discount on food. Tab paid monthly in arrears. There is also the option of cash or card.

The girl at the till the other day looked most put out when after she confirmed they do take apple payments I gave her a Granny Smith...............

We have gone to having contactless card reader at Lyme Regis, it now means that my wife can monitor my bar spending.   No minimum transaction.

Minimum spends on cards still exist in places, but they are hangers on, and outdated. Costs have come down a lot. I've had a lot of conversations with local traders since we lost our bank about whether they prefer cash or contactless payments. Nearly all favour the latter, even for sub £1 spends. By the time they take into account their time handling cash, paying it in and being charged for paying it in as business, cards are easier and probably cheaper for nearly any transaction. On a debit card the charge is 0.25-0.35%, plus and monthly charges. Size of transaction isn't really an issue, but you clearly need the turnover to cover the standing costs, but these days that's not much. Our club has just set up one to take cards in the bar, and is about to get another for food, and we're not a big club..