Not so much boat insurance

but if you are the main driver of the car, it is illegal to insure yourself as a named driver on your parent's policy - so check it out carefully

Unfortuantely nowadays its going to be expensive to insure any car at 17.  a Landrover Deffender is going to cost allot of money to maintain, fuel and run.  They are also expensive to insure.  If i were you i would look at something like a Fiesta or Corsa, it would happiuly tow a Laser and be cheap to repair/Insure as well as economic.  I remember being 17 and struggling to fuel my first car even at 72p (i think) per Ltr at the time!  These small light front wheel drive cars will almost certainly be better in the snow then some soft road 4x4 like freelanders, Rav4's etc.  Which have poor 4x4 systems fat tyres and are heavy.  There is no real cheap fix either, i guess you are just going to have to pay up for the next 5 years and make sure you are careful not to make any claims.  As i understand it insurance companies make little money from young male Drivers, the premiums are high to cover the risk and cost!  The chance are you will hit something, if not you i guarantee one of your mates will.

Thats mental, at those premiums they just dont want to insure you.  Are you shopping around for insurance quotes?  The value of the car is largely immaterial as its what you hit that tends to cost the money to repair.  14 years ago when i was in your position (granted things have sadly moved on) but we used to have to ring round for hours trying to find a cheap quote.  Ask some of your friends who they insure with.

Ye, I have looked at all of the specialist young driver policy such as I cube but they say that you can save a fair bit by having one of there tracking devices fitted, me and dad did some maths and found out that by the time you have payed for the tacker and for it to be installed I would only save about £50-£100 and then I can not drive my car when ever I want or if I get stuck out after 10 o'clock I have to pay £150 fine. Some of my friends have classed there cars as agricultural cars and a few have old beetles which they insured for about £2000. My cheapest quote has been on a triumph herald.   I am going to ring up Adrian Flux as there quote with me as a named driver was like £500, this was £5000 pounds less than what compare the market quoted me as a named driver so I am deffo going to ring and find out what it is with me as the first driver.   (Ps   I am not going to be put on a policy as a named driver only as a first driver as my dad would not allow that in case of a crash)    

Originally posted by shadeux You could try getting your parents to insure it and have you as a named driver.