Newbie Insurance Question

On my contender, while it was owned by the previous owner, the mast was trodden on while it was lying down in the boat park, this caused a kink just above the spreader level which results in about a 4 inch difference at the top of the mast to the bottom.  I am with Noble and am unsure of some of the insurance policy, is this covered under accidental damage, would it have only been under the old policy or is this kind of damage not covered at all?

Thanks in advance