29er GBR 074 Tynemouth |
Laurent Giles 'Jolly Boat' Exeter |
J24 (Sail No. 4239) Dartmouth |
List classes of boat for sale |
Cashless clubs |
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Noah
Really should get out more Joined: 29 Dec 04 Location: United Kingdom Online Status: Offline Posts: 611 |
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Topic: Cashless clubs Posted: 13 Mar 19 at 4:23pm |
The HISC system works really well. In exchange for giving the club money up front, cardholders get discount on food & drink. It means there's no need to take cash into the building, so no risk of theft from changing rooms when most peeps are on the water.
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Nick
D-Zero 316 |
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piglet
Really should get out more Joined: 04 Jan 07 Online Status: Offline Posts: 514 |
Post Options Quote Reply Posted: 14 Mar 19 at 9:00pm |
HISC is manned by paid staff though.
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Oli
Really should get out more Joined: 23 Mar 05 Online Status: Offline Posts: 1020 |
Post Options Quote Reply Posted: 15 Mar 19 at 1:02pm |
essential to have good database managers for these pre-paid systems, they're great and think that all clubs could benefit from them, but unless they're 100% reliable, completely user friendly for volunteers to operate then they shouldn't be implemented.
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Jamie600
Really should get out more Joined: 14 Jun 05 Online Status: Offline Posts: 718 |
Post Options Quote Reply Posted: 25 Mar 19 at 4:15pm |
We could really do with a card reader, both the galley and bar are cash only however the bar 'allows' a tab to be started, on the understanding it is settled before leaving for the day.
In reality, the board behind the bar is covered in increasingly older notes along the lines of 'Dave owes £5' which never seems to get paid back |
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RS600 1001
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Neptune
Really should get out more Joined: 08 Jun 09 Location: Berkshire United Kingdom Online Status: Offline Posts: 1313 |
Post Options Quote Reply Posted: 25 Mar 19 at 7:59pm |
I think the UK is behind the times in embracing cashless society, although we are catching up slowly. Having spent a lot of time in Scandinavia and more recently China - contactless/ card and even mobile phone payments are often more readily accepted than cash in many places. It shouldn't be that difficult to have a contactless card reader in most sailing clubs for bar and galley payments.
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Musto Skiff and Solo sailor
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maxibuddah
Really should get out more Joined: 06 Mar 09 Location: United Kingdom Online Status: Offline Posts: 1760 |
Post Options Quote Reply Posted: 26 May 19 at 10:00am |
It wouldn't be difficult to have a card reader, it's just the costs that are associated with them that are. I'm not sure exactly what they are now but you must have seen the shops that say minimum spend of £5 to use a card? Down to the cost per transaction
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Everything I say is my opinion, honest
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PeterG
Really should get out more Joined: 12 Jan 08 Location: United Kingdom Online Status: Offline Posts: 818 |
Post Options Quote Reply Posted: 26 May 19 at 10:28am |
Minimum spends on cards still exist in places, but they are hangers on, and outdated. Costs have come down a lot. I've had a lot of conversations with local traders since we lost our bank about whether they prefer cash or contactless payments. Nearly all favour the latter, even for sub £1 spends. By the time they take into account their time handling cash, paying it in and being charged for paying it in as business, cards are easier and probably cheaper for nearly any transaction. On a debit card the charge is 0.25-0.35%, plus and monthly charges. Size of transaction isn't really an issue, but you clearly need the turnover to cover the standing costs, but these days that's not much. Our club has just set up one to take cards in the bar, and is about to get another for food, and we're not a big club..
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Peter
Ex Cont 707 Ex Laser 189635 DY 59 |
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maxibuddah
Really should get out more Joined: 06 Mar 09 Location: United Kingdom Online Status: Offline Posts: 1760 |
Post Options Quote Reply Posted: 26 May 19 at 11:55am |
thats good news Peter. Our club is too small I fear, we don't even have a bar. I think the majority still pay subs by cheque even though we can do BACS
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Everything I say is my opinion, honest
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IanW
Posting king Joined: 17 Mar 04 Online Status: Offline Posts: 115 |
Post Options Quote Reply Posted: 13 Jun 19 at 11:38am |
We have gone to having contactless card reader at Lyme Regis, it now means that my wife can monitor my bar spending. No minimum transaction.
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H2
Really should get out more Joined: 26 Jul 17 Online Status: Offline Posts: 749 |
Post Options Quote Reply Posted: 13 Jun 19 at 1:25pm |
Just go to Square.com and get the reader for a small business.....like most small businesses do??
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H2 #115 (sold)
H2 145 OK 2082 |
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