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Insurance for coaches |
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2547
Really should get out more Joined: 11 Aug 11 Online Status: Offline Posts: 1151 |
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Topic: Insurance for coaches Posted: 18 Nov 13 at 4:25pm |
Anyone got any experience in sorting out insurance for people who coach?
How does it work if you have people helping out or leading a training session? Lets assume they are not professional coaches and perhaps do this 2 or 3 times a year. Not all of them have RYA qualifications but are very capable and competent coaches. Does the club insurance cover this? Do they need a RYA qualification of some type that then means they are covered through the RYA? I know lots of people who offer coaching (unpaid) and wonder if they are exposed in the case of an accident.
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alstorer
Really should get out more Joined: 02 Aug 07 Location: Cambridge Online Status: Offline Posts: 2899 |
Post Options Quote Reply Posted: 18 Nov 13 at 4:42pm |
I know it's sad, but I think you may struggle to get insurance to cover without formal qualifications.
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Al |
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2547
Really should get out more Joined: 11 Aug 11 Online Status: Offline Posts: 1151 |
Post Options Quote Reply Posted: 18 Nov 13 at 9:33pm |
What about those who do have a RYA ticket such as "Club Racing Coach"?
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Bootscooter
Really should get out more Joined: 15 May 07 Location: United Kingdom Online Status: Offline Posts: 1094 |
Post Options Quote Reply Posted: 18 Nov 13 at 9:46pm |
Doesn't RYA membership give you the required coverage if you're qualified?
Edited by Bootscooter - 18 Nov 13 at 9:46pm |
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winging it
Really should get out more Joined: 22 Mar 07 Online Status: Offline Posts: 3958 |
Post Options Quote Reply Posted: 19 Nov 13 at 9:46am |
If you're coaching or instructing within an RTC their insurance will cover you if you are appropriately qualified. I am not sure about 'experienced but not qualified' you should be fine if under the official supervision of an SI or adult qualified RCL2 or higher. (I have to read and check our policy every year, and sign to say I have done so and am happy with out cover.) This cover is one of the benefits of being RYA recognised.
If you are coaching independently you will not get affordable cover unless you are qualified. Companies like Gallagher Heath etc offer good cover for freelancers, around £350 per year. |
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the same, but different...
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Stevie_GTI
Posting king Joined: 21 Oct 08 Online Status: Offline Posts: 134 |
Post Options Quote Reply Posted: 19 Nov 13 at 9:49am |
To my knowledge all coaches who are working privately need their own insurance, which I believe you need to have a coaching qualification to obtain.
If you are working for a club/organisation I think you are covered by their insurance providing you have the correct coaching qualification. For the sake of £80 a year I think all coaches should have some personal liability insurance cover anyway. Edited by Stevie_GTI - 19 Nov 13 at 9:51am |
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2547
Really should get out more Joined: 11 Aug 11 Online Status: Offline Posts: 1151 |
Post Options Quote Reply Posted: 19 Nov 13 at 10:13am |
RTC = ?
RCL2 = ? So ... if a class expert (non-RYA ticketed) wants to run a training day they are doing so at quite some risk??? |
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2547
Really should get out more Joined: 11 Aug 11 Online Status: Offline Posts: 1151 |
Post Options Quote Reply Posted: 19 Nov 13 at 10:15am |
I don't think so ... be careful ...
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Stevie_GTI
Posting king Joined: 21 Oct 08 Online Status: Offline Posts: 134 |
Post Options Quote Reply Posted: 19 Nov 13 at 10:27am |
Being a member of the rya does not cover you, as far as I'm aware.
I would recommend that you check your clubs insurance policy, it may be that coaches are covered. But then what counts as being a coach.....if you don't have the qualification then in my eyes you're not a coach. Don't forget you need a valid first aid certificate and atleast pb2 to get a coaching qualification, which is probably why you need the qualification to get insured. |
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kevg
Posting king Joined: 13 Dec 05 Location: Wrexham Online Status: Offline Posts: 120 |
Post Options Quote Reply Posted: 19 Nov 13 at 12:44pm |
Recognised training centre. & race coach level 2. |
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