insurance company messing me about...
Printed From: Yachts and Yachting Online
Category: General
Forum Name: Insurance
Forum Discription: Questions and answers related to this topic
URL: http://www.yachtsandyachting.com/forum/forum_posts.asp?TID=4718
Printed Date: 27 Jun 25 at 2:51am
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Topic: insurance company messing me about...
Posted By: Iain C
Subject: insurance company messing me about...
Date Posted: 03 Oct 08 at 9:42am
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In June my Fireball was hit by a cat on a blatant port/starboard during a prestart. My Fireball was badly damaged as the rig went over the side and the main was trashed. The cat sailor (who I know well anyway) never contested responsibility and everything was a very amiable insurance job.
I delivered the my boat to the repairers after checking with my insurance company what the going rate per mile was for delivery. My insurance company paid the repairers for the repair, I paid the excess, and waited and waited and waited for my uninsured losses to be recovered from the cat's insurance company.
They have finally sent (we're in October now) a cheque for some paltry excuse of delivery fuel money which is nowhere near what my insurance company had promised. Who should I be chasing? Should I be chasing my insurance company for the delivery money as they had promised me a figure in the first place, or should I be chasing the cat insurance company?
They are taking the piss with the amount offered. They are trying to justify fuel at 35mpg (I wish that was realistic in am off-road prepared Land Rover towing) and I would have just got the repairers to pick it up and add it to the bill...would have been no arguing there!
I cannot be arsed to wait around so want to slap them with legal action right now. The incident was in June FFS. What does it cost me to take something through the small claims court? ------------- RS700 GBR922 "Wirespeed" Fireball GBR14474 "Eleven Parsecs" Enterprise GBR21970 Bavaria 32 GBR4755L "Adastra" |
Replies:
Posted By: Guest
Date Posted: 03 Oct 08 at 9:59am
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I would have expected them to pay the standard Inland revenue rate of 40p per mile. Are you also billing them for your time to do the delivery? ------------- |
Posted By: Scooby_simon
Date Posted: 03 Oct 08 at 10:00am
I am still waiting 8 months later for my excess back after someone killed one of my rudders. I was told a week ago thar the other parties company had finnally paid up - cheque is in the post........ ------------- Wanna learn to Ski - PM me.. |
Posted By: radixon
Date Posted: 03 Oct 08 at 10:39am
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You always go to your insurance company to persue it. Pain in the A$$ going through Insurance companies but you can't sail without it ------------- |
Posted By: Rupert
Date Posted: 15 Apr 11 at 10:44am
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This thread was from an awfully long time ago... Did it ever get sorted, Iain? ------------- Firefly 2324, Puffin 229, Minisail 3446 Mirror 70686 |