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Breakdown insurance

Printed From: Yachts and Yachting Online
Category: Dinghy classes
Forum Name: Dinghy development
Forum Discription: The latest moves in the dinghy market
URL: http://www.yachtsandyachting.com/forum/forum_posts.asp?TID=13300
Printed Date: 01 Jul 25 at 7:34am
Software Version: Web Wiz Forums 9.665y - http://www.webwizforums.com


Topic: Breakdown insurance
Posted By: Old Timer
Subject: Breakdown insurance
Date Posted: 02 Apr 19 at 6:11pm
seems the RAC only cover trailers if they and the car are less than 6.4m long .... unless I join the camping and caravaning club and tell them my membership number. 

What do people do?



Replies:
Posted By: Noah
Date Posted: 02 Apr 19 at 6:51pm
6.4m as a combined rig length limit is completely useless. Are you sure that’s not just the trailer length? Could be due to their flatbed truck load limit, I guess. But, if the towing vehicle is u/s they load that on the truck and tow the trailer, so what difference does the trailer length make?

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Nick
D-Zero 316



Posted By: Jamie600
Date Posted: 02 Apr 19 at 6:53pm
Join the AA! 😉

Had a couple of breakdowns over the years and on the one occasion they needed to tow they put the car on a low loader and towed the boat, no questions asked


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RS600 1001


Posted By: 423zero
Date Posted: 02 Apr 19 at 7:20pm
My caravan is longer than 6.4 metres.


Posted By: Old Timer
Date Posted: 02 Apr 19 at 8:04pm
Originally posted by Noah

6.4m as a combined rig length limit is completely useless. Are you sure that’s not just the trailer length? Could be due to their flatbed truck load limit, I guess. But, if the towing vehicle is u/s they load that on the truck and tow the trailer, so what difference does the trailer length make?

Yep, the length limit is car and trailer unless you are a member of the caravan and camping club at which point they upgrade you to arrival membership which does not have this limit. 


Posted By: sargesail
Date Posted: 03 Apr 19 at 7:02am
Join the camping and caravan club. Discounts on many things mean you can quickly make the spend back. If you travel by ferry you can be up significantly: at Easter our Motorhome goes to Holland for the price of a car and the Rib trailer goes for free!


Posted By: Late starter
Date Posted: 03 Apr 19 at 8:26am
I've been recovered by the AA before a couple of times when I was towing my 6 metre caravan. They put the car on the low loader and towed the caravan  No issues, other than the AA sending out a low loader to recover me rather than a standard patrol van but that was their concern and cost not mine. BTW 6.4 metres is, I think, the maximum legal length limit in the UK for caravans so might have caused some confusion.


Posted By: 423zero
Date Posted: 03 Apr 19 at 11:16am
+1 late starter, never had problems with AA or green flag.


Posted By: jeffers
Date Posted: 03 Apr 19 at 11:54am
Originally posted by 423zero

+1 late starter, never had problems with AA or green flag.

Even with my freebie breakdown cover with my bank account trailers are covered but must be less than 6.4m (just the trailer).


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Paul
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D-Zero GBR 74


Posted By: patj
Date Posted: 03 Apr 19 at 12:43pm
I ditched the AA for my camper van insurer's breakdown cover (Adrian Flux) since the price including European cover for our two vehicles was half that of the AA which didn't include European cover.
We tow an Albacore so Transit van (5.95 metres) plus at least 16ft of boat and trailer plus mast overhang,
Last year we had a fan belt pulley go on the M6 and the breakdown service was excellent.  No sending out a patrol to try roadside fixing, just straight out with a recovery lorry which was happy to tow the boat and relayed us to near Birmingham where we were swapped to another lorry with less than 30 minutes delay and then all brought home to Wiltshire. Lorries had adjustable height towbars and helpful friendly drivers. I'll be renewing that policy!


Posted By: Old Timer
Date Posted: 03 Apr 19 at 5:27pm
Another call to the RAC; different person and a different answer ... and trailers will be recovered with no additional memberships required ... poor staff training ...


Posted By: 423zero
Date Posted: 03 Apr 19 at 6:25pm
Good result Thumbs Up


Posted By: Sam.Spoons
Date Posted: 04 Apr 19 at 9:19am
Originally posted by Old Timer

Originally posted by Noah

6.4m as a combined rig length limit is completely useless. Are you sure that’s not just the trailer length? Could be due to their flatbed truck load limit, I guess. But, if the towing vehicle is u/s they load that on the truck and tow the trailer, so what difference does the trailer length make?

Yep, the length limit is car and trailer unless you are a member of the caravan and camping club at which point they upgrade you to arrival membership which does not have this limit. 

RAC limit is 6.4 metres for each vehicle, car and trailer. If your 'caravan' is over 7 metres they offer additional cover for it.


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Spice 346 "Flat Broke"
Blaze 671 "supersonic soap dish"



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