Cashless clubs
Printed From: Yachts and Yachting Online
Category: General
Forum Name: Banter
Forum Discription: For all those non-sailing related discussions
URL: http://www.yachtsandyachting.com/forum/forum_posts.asp?TID=13280
Printed Date: 26 Jun 25 at 1:38pm
Software Version: Web Wiz Forums 9.665y - http://www.webwizforums.com
Topic: Cashless clubs
Posted By: piglet
Subject: Cashless clubs
Date Posted: 10 Mar 19 at 6:34pm
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I don't mean clubs in financial difficulties, I'm talking cash vs card here. So, How many VOLUNTEER run clubs have got card facilities now? I don't know any but I don't get out much anymore.
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Replies:
Posted By: JimC
Date Posted: 10 Mar 19 at 8:01pm
| For subscriptions sure, for the bar and the kitchen, no. |
Posted By: 423zero
Date Posted: 10 Mar 19 at 9:11pm
| My club, BACS, cheques and cash only. |
Posted By: Eisvogel
Date Posted: 11 Mar 19 at 9:34am
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We (Midland SC) are just in the process of getting a card reader for galley, bar, and payment for training courses. We hope that by making it easier to pay your galley tab, the volunteers running the galley won't have to wait until every last racer got changed after the end of the day to get the money sorted. ------------- Enterprise 20361 (Eisvogel), Laser 102727 (Halcyon), Laser 121986 |
Posted By: piglet
Date Posted: 11 Mar 19 at 12:23pm
Love to know how that all works out for you.
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Posted By: piglet
Date Posted: 11 Mar 19 at 12:24pm
Card or BACS for subs?
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Posted By: Gordon 1430
Date Posted: 11 Mar 19 at 4:11pm
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lee on Solent sc has a card machine for most uses ------------- Gordon Phantom 1430 |
Posted By: JimC
Date Posted: 11 Mar 19 at 4:17pm
Yeah, we take cards. I don't know the detail, I'm not involved. |
Posted By: Guests
Date Posted: 11 Mar 19 at 4:40pm
| Card for galley, cash for bar. |
Posted By: fudheid
Date Posted: 13 Mar 19 at 3:58pm
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card for anything at ours, i've been pushing for a members card that gets charged (like HISC's system) members basically buying in advance - very good for getting a healthy bank balance. ------------- Cheers you only me from over the sea...... |
Posted By: Noah
Date Posted: 13 Mar 19 at 4:23pm
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The HISC system works really well. In exchange for giving the club money up front, cardholders get discount on food & drink. It means there's no need to take cash into the building, so no risk of theft from changing rooms when most peeps are on the water. ------------- Nick D-Zero 316 |
Posted By: piglet
Date Posted: 14 Mar 19 at 9:00pm
| HISC is manned by paid staff though. |
Posted By: Oli
Date Posted: 15 Mar 19 at 1:02pm
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essential to have good database managers for these pre-paid systems, they're great and think that all clubs could benefit from them, but unless they're 100% reliable, completely user friendly for volunteers to operate then they shouldn't be implemented. ------------- https://skiff-media.teemill.com/" rel="nofollow - T-SHIRTS https://www.photo4me.com/profile/23908/" rel="nofollow - PRINTS |
Posted By: Jamie600
Date Posted: 25 Mar 19 at 4:15pm
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We could really do with a card reader, both the galley and bar are cash only however the bar 'allows' a tab to be started, on the understanding it is settled before leaving for the day.
In reality, the board behind the bar is covered in increasingly older notes along the lines of 'Dave owes £5' which never seems to get paid back ------------- RS600 1001 |
Posted By: Neptune
Date Posted: 25 Mar 19 at 7:59pm
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I think the UK is behind the times in embracing cashless society, although we are catching up slowly. Having spent a lot of time in Scandinavia and more recently China - contactless/ card and even mobile phone payments are often more readily accepted than cash in many places. It shouldn't be that difficult to have a contactless card reader in most sailing clubs for bar and galley payments. ------------- Musto Skiff and Solo sailor |
Posted By: maxibuddah
Date Posted: 26 May 19 at 10:00am
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It wouldn't be difficult to have a card reader, it's just the costs that are associated with them that are. I'm not sure exactly what they are now but you must have seen the shops that say minimum spend of £5 to use a card? Down to the cost per transaction ------------- Everything I say is my opinion, honest |
Posted By: PeterG
Date Posted: 26 May 19 at 10:28am
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Minimum spends on cards still exist in places, but they are hangers on, and outdated. Costs have come down a lot. I've had a lot of conversations with local traders since we lost our bank about whether they prefer cash or contactless payments. Nearly all favour the latter, even for sub £1 spends. By the time they take into account their time handling cash, paying it in and being charged for paying it in as business, cards are easier and probably cheaper for nearly any transaction. On a debit card the charge is 0.25-0.35%, plus and monthly charges. Size of transaction isn't really an issue, but you clearly need the turnover to cover the standing costs, but these days that's not much. Our club has just set up one to take cards in the bar, and is about to get another for food, and we're not a big club.. ------------- Peter Ex Cont 707 Ex Laser 189635 DY 59 |
Posted By: maxibuddah
Date Posted: 26 May 19 at 11:55am
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thats good news Peter. Our club is too small I fear, we don't even have a bar. I think the majority still pay subs by cheque even though we can do BACS ------------- Everything I say is my opinion, honest |
Posted By: IanW
Date Posted: 13 Jun 19 at 11:38am
We have gone to having contactless card reader at Lyme Regis, it now means that my wife can monitor my bar spending. No minimum transaction.
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Posted By: H2
Date Posted: 13 Jun 19 at 1:25pm
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Just go to Square.com and get the reader for a small business.....like most small businesses do?? ------------- H2 #115 (sold) H2 145 OK 2082 |
Posted By: Gordon 1430
Date Posted: 13 Jun 19 at 1:48pm
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Hi Ian Confuse her resort to the old standby, Cash.  ------------- Gordon Phantom 1430 |
Posted By: ttc546
Date Posted: 14 Jun 19 at 6:15am
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Card Yes for bar and food at my club. Since this change last year, takings for both have gone up. It is a game changer for clubs IMHO. ------------- |
Posted By: Paramedic
Date Posted: 14 Jun 19 at 7:14pm
| The girl at the till the other day looked most put out when after she confirmed they do take apple payments I gave her a Granny Smith............... |
Posted By: Sam.Spoons
Date Posted: 14 Jun 19 at 7:57pm
I'll bet you go up to the till in PoundLand and ask "how much is this?" 
------------- Spice 346 "Flat Broke" Blaze 671 "supersonic soap dish" |
Posted By: Hitcher
Date Posted: 15 Jun 19 at 6:25pm
| Everything gets put on account and then you get a 20% discount on food. Tab paid monthly in arrears. There is also the option of cash or card. |