Insurance: Changing boat with current insurer

Changing boat with current insurer

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Category: General
Forum Name: Insurance
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URL: http://www.yachtsandyachting.com/forum/forum_posts.asp?TID=12882
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Topic: Changing boat with current insurer

Posted By: Jamie600
Subject: Changing boat with current insurer
Date Posted: 14 Oct 17 at 10:46am

I picked up a Topper last night for the boy, to replace his Oppy.

The Oppy is still insured but by the time I had done the deal, the insurer had closed for the weekend.

What normally happens with regard to insurance? As far as I can remember I've always bought boats on a Sunday so have not sailed til the following weekend, giving time to sort the insurance during the week.

I can email the insurer to tell them of the change but I assume it wouldn't be officially insured until I speak to them on Monday, meaning no sailing this weekend. He'll be gutted!

Has anyone had this situation before, is it acceptable to send the email so they are 'on notice'? If the worse happens and he has an accident at the weekend, I can see the insurers not paying out.

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RS600 1001

Replies:

Posted By: porkyman
Date Posted: 14 Oct 17 at 5:58pm

Buy a new policy on line today, and then cancell the old policy on monday

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porkyman

Posted By: Rupert
Date Posted: 14 Oct 17 at 6:53pm

As above. Most insurers can insure a boat on line these days. I use GJW, takes 2 minutes.

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Firefly 2324, Puffin 229, Minisail 3446 Mirror 70686

Posted By: Eisvogel
Date Posted: 16 Oct 17 at 9:12am

I called my insurer beforehand, as I wasn't sure whether I was going to actually buy the boat I didn't want to insure it in advance, so they advised me they'd insure it, and if I didn't buy it I should tell them on the Monday and they would just cancel it without problems.

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Enterprise 20361 (Eisvogel), Laser 102727 (Halcyon), Laser 121986

Posted By: Rupert
Date Posted: 16 Oct 17 at 9:43am

Good service! Who was it?

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Firefly 2324, Puffin 229, Minisail 3446 Mirror 70686

Posted By: Jamie600
Date Posted: 16 Oct 17 at 10:37pm

Originally posted by Eisvogel

I called my insurer beforehand, as I wasn't sure whether I was going to actually buy the boat I didn't want to insure it in advance, so they advised me they'd insure it, and if I didn't buy it I should tell them on the Monday and they would just cancel it without problems.

I tried doing that last time but mine were not as flexible, I could either insure it in advance, or not. This time, I have taken a six month policy on the topper which runs up to the end date of the current policy which covers both the 600 and the oppy, so that the oppy is still covered while it's for sale

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RS600 1001

Posted By: Eisvogel
Date Posted: 17 Oct 17 at 9:34am

Noble Marine.Very happy with them.

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Enterprise 20361 (Eisvogel), Laser 102727 (Halcyon), Laser 121986