Mast breakages
Printed From: Yachts and Yachting Online
Category: Dinghy classes
Forum Name: Dinghy development
Forum Discription: The latest moves in the dinghy market
URL: http://www.yachtsandyachting.com/forum/forum_posts.asp?TID=806
Printed Date: 15 Aug 25 at 12:36am Software Version: Web Wiz Forums 9.665y - http://www.webwizforums.com
Topic: Mast breakages
Posted By: Wave Rider
Subject: Mast breakages
Date Posted: 21 Jun 05 at 9:25pm
Hi,
Now i've sailed in muchg stornger winds than beofre, im sure my mast must of been weakened a hell of a lot, and when peoples masts break they odnt ever seem very bothered.
If i break my mast will the insurance company get me a new one or do i need to keep some money aside to try and buy one? Its just if it broke a week beofre one of the big events i would not be happy!!!
sorry forgot to mention, i sail a topper.
------------- -[Franko]-
Chew Valley Lake Sailing Club
RS600 933
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Replies:
Posted By: KnightMare
Date Posted: 21 Jun 05 at 9:35pm
what brought this on, but I think you are most likely to have to buy one and get the insurance company to pay you back, Iv had friends masts which have broken mid event and I woulndt say they were very calm, it got so bad at one point we were awapping the masts of peopl ewho were retiring for those who had broken them.
------------- http://theramblingsofmyinnergeek.blogspot.com/
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Posted By: Stefan Lloyd
Date Posted: 21 Jun 05 at 9:42pm
Check your policy. Many will pay most but not 100% of the cost. If people don't appear bothered, that is probably because they are being stoical.
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Posted By: jpbuzz591
Date Posted: 21 Jun 05 at 9:59pm
mines something like a £75 excess charge
------------- Jp Indoe
Contender 518
Buzz591
Chew Valley Sailing club
Bristol
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Posted By: stuarthop
Date Posted: 21 Jun 05 at 10:32pm
i broke mine and ripped a sail mid nationals i phoned my insurance and they said buy the new sail and mast and invoice it to us with a cheque for ur excess so i did it no hassle n no fuss
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Posted By: chucktheskiffie
Date Posted: 22 Jun 05 at 3:42am
Make sure that you have it insured.... then tell the insurance company that you had your kite up at the time, then tell them that when the mast broke, you sailed through the kite - then BANG! Instant new Spinnaker.
Not that i've ever done this... i've only ever heard of it happening
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Posted By: Stefan Lloyd
Date Posted: 22 Jun 05 at 7:50am
Then BANG watch your insurance premium rise next year. Do you think insurance companies survive by handing out free money?
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Posted By: Scooby_simon
Date Posted: 22 Jun 05 at 9:23am
Originally posted by chucktheskiffie
Make sure that you have it insured.... then tell the insurance company that you had your kite up at the time, then tell them that when the mast broke, you sailed through the kite - then BANG! Instant new Spinnaker.
Not that i've ever done this... i've only ever heard of it happening
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And that is also fraud !
------------- Wanna learn to Ski - PM me..
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Posted By: Lucy Lee
Date Posted: 22 Jun 05 at 9:41am
Originally posted by Wave Rider
Now i've sailed in muchg stornger winds than beofre, im sure my mast must of been weakened a hell of a lot. |
Is it an Alu mast or carbon? You can tell (a bit) if an Alu one is really knackered because they go softer i.e. on the same old settings you rig tension would be less, the leech will flop open more easily and you won't get the same power out of the sail.
You won't know a thing if it is carbon, but it is well known that you can be ragging it big time one day and the mast stays in the boat, then you come to put the rig tension on two weeks later and BANG. Carbon splinters everywhere. All a bit embarrassing, especially if you've sold the boat in the meantime.
Ask Jack Sparrow about that one 
------------- Fly Cherub!
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Posted By: ssailor
Date Posted: 22 Jun 05 at 9:49am
We snapped the mast on our 14 - alu, then the insurance company wrote
it off and payed for the new carbon one, however we did a bit of work
on the alu one and removed anything above the snap and fibreglassed it
- so now we have a carbon one and an alu with fibreglass tip as a
spare! - mind u all alu masts on a 14 are alot harder to pull up - and
yes the alu/fibre one does work!!
------------- Any one in need of quality carbon fibre work (tillers etc) at decent prices!
Int 14 Gbr 1244 'Nucking Futs'
The New Port rule!!.
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Posted By: Mark Jardine
Date Posted: 22 Jun 05 at 2:12pm
If the mast is aluminium it is worth taking a look for cracks around the shroud fittings. These are a sure sign that the mast is showing wear.
Also check your rigging - often it is not the mast that initially breaks but one of the shrouds or your forestay.
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Posted By: Ian99
Date Posted: 22 Jun 05 at 2:58pm
Are you talking about a Topper mast?
They can take a lot more abuse than a "proper" tapered mast on something like a Fireball. I used to work in a sailing school which used Toppers and in the time I was there we didn't break a single mast, despite them fairly regularly getting stuck in sand bars with 5 knots of tide trying to break them. (In the same time, I think we got through about 9 or 10 Wayfarer masts!)
A Topper mast wouldn't be worth claiming on the insurance for though if it did break - the new cost is only marginally above the excess of some policies.
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Posted By: Wave Rider
Date Posted: 22 Jun 05 at 5:07pm
Oh right fair enough thanks people, yeah i do sail a topper but i guess i should knpw what to do if my mates (ginger69) fireball mast breaks because we sail that regularly aswell.
Cheers
------------- -[Franko]-
Chew Valley Lake Sailing Club
RS600 933
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Posted By: Ginger_69
Date Posted: 22 Jun 05 at 6:40pm
Originally posted by chucktheskiffie
Make sure that you have it insured.... then tell the insurance company that you had your kite up at the time, then tell them that when the mast broke, you sailed through the kite - then BANG! Instant new Spinnaker.
Not that i've ever done this... i've only ever heard of it happening
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hang on remember we r chatting about a topper mast not some high performance boat!
------------- Chew valley lake s c
Topper(RED)-29412
I14 1209
lightning-168
Whaam (cherub)
Atum bom (cherub)old crew (the 1 in the youtube vids)
Will be arup skiff crew aka marmite
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Posted By: Wave Rider
Date Posted: 22 Jun 05 at 7:40pm
I wish it was a skiff lol but im afraid not, aaah well in a few years i hope to get a cheap rs600, they look pretty fast for the prices they are being sold for !
------------- -[Franko]-
Chew Valley Lake Sailing Club
RS600 933
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Posted By: Strawberry
Date Posted: 22 Jun 05 at 9:13pm
So if my mast breaks what will my insurance pay for? Can I order a custom C-Tech mast from New Zeland? Or a nice new wing mast from Seldon? Or do I have to go for an RMW CST? Or would they just buy me a carbon tube from superspar and say make it from that?
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Posted By: Stefan Lloyd
Date Posted: 23 Jun 05 at 8:54am
Read your policy. Restricting payout to 2/3rds of replacement cost is quite common for lower-cost policies.
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Posted By: Chris Noble
Date Posted: 23 Jun 05 at 9:35am
noble insurane, do a new for old policy, so basically your looking to get a new version of what you had, and somtimes what you had doesnt exist any more so you can claim up to what you said your mast or whatever was initially worth to insure and then you can pay extra over and above that if you want to get something better, so if you said your old mast was worth £1000 to replace to you, and in 4 years time you broke it, you'd phone up with a list of quotes for masts at £1000 that are close to what you want and similar to what you had in a sense, and then if you wanted a newer mast thats better at £1500 then you would have to pay all £1500 and then the insurance firm would give you a cheque for £1000, just remember to update the policy if you get something more expensive!
------------- http://www.noblemarine.co.uk/home.php3?affid=561 - Competitive Boat Insurance From Noble Marine
FOR SALE:
I14 2 Masts 2 poles 3 Booms, Foils Kites/Mains/Jibs too many to list.
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Posted By: Strawberry
Date Posted: 26 Jun 05 at 10:25pm
When I took out my insurance they never asked how much my mast was worth, the only value they took was for the whole boat. So aslong as I got a mast less than the value of the boat would that cover it?
------------- Cherub 2649 "Dangerous Strawberry
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Posted By: Chris Noble
Date Posted: 28 Jun 05 at 8:01pm
yeh i presume so, they'll probably ask you to find a quote for a mast similar to what you had, then keep that logged in the system for future reference, and then you'll either be sent a cheque to buy the mast or they will buy it and give it to you, or perhaps you buy it and they pay you after upon recipt
------------- http://www.noblemarine.co.uk/home.php3?affid=561 - Competitive Boat Insurance From Noble Marine
FOR SALE:
I14 2 Masts 2 poles 3 Booms, Foils Kites/Mains/Jibs too many to list.
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