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Price differences in quotes

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rb_stretch View Drop Down
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    Posted: 31 Jan 11 at 8:54pm
Obviously seen lots of good words about Noble and definitely prepared to pay a premium. However find their quote for a phantom is double some of their competitors (Craftinsure, Bishop Skinner). This seem very large. Does the difference in service justify it? Are the others that bad?
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Post Options Post Options   Quote PaulB Quote  Post ReplyReply Direct Link To This Post Posted: 31 Jan 11 at 9:02pm
My Noble renewal was twice the price of Bishop Skinner. I used to insure my Parker 235 yacht with Bishop Skinner and had good service so I have gone with them.
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JimC View Drop Down
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Post Options Post Options   Quote JimC Quote  Post ReplyReply Direct Link To This Post Posted: 31 Jan 11 at 11:12pm
Originally posted by rb_stretch

Are the others that bad?

It probably says rather more about their experience of Phantom owners than anything else...
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Post Options Post Options   Quote Matt Jackson Quote  Post ReplyReply Direct Link To This Post Posted: 01 Feb 11 at 1:02pm
I found Craftinsure great... until I had to make a claim. Needed to threaten to make a complaint to the FSA before thay paid out, then premium rose steeply. Not which part of my experience was intended to keep me as a customer but at least they now get plenty of free advertising from me whenever someone asks my opinion  Wink.
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Post Options Post Options   Quote Late starter Quote  Post ReplyReply Direct Link To This Post Posted: 01 Feb 11 at 2:25pm
I've had no issues with Craftinsure, though I've only had one relatively small claim which was dealt with efficiently. No experience of Bishop Skinner. Used to find Newton Crum very cheap for certain classes, eg Lasers, again only had one small claim and this was also resolved quickly.  Can't recall ever using Noble so can't comment on how they may differ.
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Post Options Post Options   Quote rb_stretch Quote  Post ReplyReply Direct Link To This Post Posted: 01 Feb 11 at 6:59pm
Plumped for Bishop Skinner in the end. Hardly in difference in policy, half the price and haven't heard anything bad from poking round forums.
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Post Options Post Options   Quote Rupert Quote  Post ReplyReply Direct Link To This Post Posted: 01 Feb 11 at 7:21pm
Noble do new for old even if your kit is old (unless it broke because of age) whereas most will only do so up to a few years old. Noble were very good when I had to claim, so I have all my boats insured with them now, even if it does cost more.
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Post Options Post Options   Quote crosby mafia Quote  Post ReplyReply Direct Link To This Post Posted: 01 Feb 11 at 8:15pm
 I had 3 lasers insured with Nobles the other year. One was written off and they were brilliant, settled within about a week. My premiums went up but thats expected isn't it !  I wait to see what the premium is this year, had hoped it would drop, even a small amount. 
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Post Options Post Options   Quote Ruscoe Quote  Post ReplyReply Direct Link To This Post Posted: 04 Feb 11 at 11:27am

I insured with Noble for years, they have always been friendly, helpful and competitive.  unfortuantely after a couple of claims i could no longer afford to pay the premium and switched to Towergate Mardon who are so far ace, although a little slow at processing claims.

Not sure what to do this year as i have had the worse spell of luck in the last two years with dinghy's....From studpidity, to robbery i have had it all.  I hoping my luck must now change as i won't be able to afford the insurance soon.  May just go third party only.

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Post Options Post Options   Quote timeintheboat Quote  Post ReplyReply Direct Link To This Post Posted: 04 Feb 11 at 12:00pm
Much as I appreciate the great amount that Noble put back into sailing (surely a good enough reason for using them in itself) and that I've not heard a bad word ever about them on service, when I started sailing I went with Newton Crum basically at the time out of home town loyalty. After a break of some 12 years when I went back into sailing I went back to them.

I've had one mast ping in the last year and the service was personal, prompt and fair. My renewal was reasonable and fair.

I've probably had nearly 20 years with them in total with various boats and only a handful of claims in that time and they have never given me reason to change. And I quite like the old fashioned feel of the company.
Like some other things - sailing is more enjoyable when you do it with someone else
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