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insurance company messing me about...

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Iain C View Drop Down
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    Posted: 03 Oct 08 at 9:42am
In June my Fireball was hit by a cat on a blatant port/starboard during a prestart.  My Fireball was badly damaged as the rig went over the side and the main was trashed.  The cat sailor (who I know well anyway) never contested responsibility and everything was a very amiable insurance job.
 
I delivered the my boat to the repairers after checking with my insurance company what the going rate per mile was for delivery.  My insurance company paid the repairers for the repair, I paid the excess, and waited and waited and waited for my uninsured losses to be recovered from the cat's insurance company.
 
They have finally sent (we're in October now) a cheque for some paltry excuse of delivery fuel money which is nowhere near what my insurance company had promised.  Who should I be chasing?  Should I be chasing my insurance company for the delivery money as they had promised me a figure in the first place, or should I be chasing the cat insurance company? 
 
They are taking the piss with the amount offered.  They are trying to justify fuel at 35mpg (I wish that was realistic in am off-road prepared Land Rover towing) and I would have just got the repairers to pick it up and add it to the bill...would have been no arguing there!
 
I cannot be arsed to wait around so want to slap them with legal action right now.  The incident was in June FFS.  What does it cost me to take something through the small claims court?
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Post Options Post Options   Quote Guest Quote  Post ReplyReply Direct Link To This Post Posted: 03 Oct 08 at 9:59am

I would have expected them to pay the standard Inland revenue rate of 40p per mile.

Are you also billing them for your time to do the delivery?

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Scooby_simon View Drop Down
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Post Options Post Options   Quote Scooby_simon Quote  Post ReplyReply Direct Link To This Post Posted: 03 Oct 08 at 10:00am
Originally posted by Iain C

In June my Fireball was hit by a cat on a blatant port/starboard during a prestart.  My Fireball was badly damaged as the rig went over the side and the main was trashed.  The cat sailor (who I know well anyway) never contested responsibility and everything was a very amiable insurance job.
 
I delivered the my boat to the repairers after checking with my insurance company what the going rate per mile was for delivery.  My insurance company paid the repairers for the repair, I paid the excess, and waited and waited and waited for my uninsured losses to be recovered from the cat's insurance company.
 
They have finally sent (we're in October now) a cheque for some paltry excuse of delivery fuel money which is nowhere near what my insurance company had promised.  Who should I be chasing?  Should I be chasing my insurance company for the delivery money as they had promised me a figure in the first place, or should I be chasing the cat insurance company? 
 
They are taking the piss with the amount offered.  They are trying to justify fuel at 35mpg (I wish that was realistic in am off-road prepared Land Rover towing) and I would have just got the repairers to pick it up and add it to the bill...would have been no arguing there!
 
I cannot be arsed to wait around so want to slap them with legal action right now.  The incident was in June FFS.  What does it cost me to take something through the small claims court?

 

I am still waiting 8 months later for my excess back after someone killed one of my rudders.  I was told a week ago thar the other parties company had finnally paid up - cheque is in the post........

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radixon View Drop Down
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Post Options Post Options   Quote radixon Quote  Post ReplyReply Direct Link To This Post Posted: 03 Oct 08 at 10:39am

You always go to your insurance company to persue it.

Pain in the A$$ going through Insurance companies but you can't sail without it

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Rupert View Drop Down
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Post Options Post Options   Quote Rupert Quote  Post ReplyReply Direct Link To This Post Posted: 15 Apr 11 at 10:44am
This thread was from an awfully long time ago...

Did it ever get sorted, Iain?


Edited by Rupert - 15 Apr 11 at 10:45am
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